Section A · Gather
Business loan document packs
The exact paperwork, laid out by business structure and by the kind of security, so you can assemble one tidy pack instead of answering requests one email at a time.
How to use this section
Start with the page that matches how your business is set up (sole trader, company, trust or partnership), then add the security page that fits: unsecured, property-secured, or second-position.
Each page lists every document, what it proves to an assessor and where to get it. Finish with the two pages on writing a one-page summary and on naming and sending the folder, and you have a pack that reads cleanly in the order a lender reads it.
Sole trader pack
Every document a sole trader should gather before lodging a business loan application, what each one proves to an assessor, and where to download it.
Open the page → A 02Company pack
What a company should gather before lodging a business loan application: ASIC extract, financials, director IDs, guarantor details and how to present them.
Open the page → A 03Trust pack
Gather the trust deed, trustee details, ABN, trust tax returns and bank statements a lender will want before you lodge a business loan application.
Open the page → A 04Partnership pack
What a partnership should gather before lodging a business loan application: agreement, partnership returns, each partner's ID and a joint debt schedule.
Open the page → A 05Unsecured pack
What to gather for an unsecured business loan application: bank statements, BAS, ATO position and a plain cash-flow story, with no property security needed.
Open the page → A 06Property-secured pack
Gather the title search, rates notice, mortgage statement, insurance and owner IDs a lender needs to assess a business loan secured by property.
Open the page → A 07Second mortgage and caveat pack
The paperwork for a second mortgage or caveat business loan: existing mortgage statements, title details, owner consent and how to prepare each item.
Open the page → A 08One-page business summary
Write a one-page business summary that helps a lender understand your business fast: what to include, a fill-in template and the mistakes that waste the page.
Open the page → A 09Assemble and send
How to name, order, scan and send your business loan documents so nothing gets lost: file naming, PDF tips, folder structure and a final pre-send check.
Open the page →Quick answers
Do I need the whole pack to make an enquiry?
No. The enquiry is a short form that takes about a minute and needs no attachments. The pack is for the step after a specialist has talked through your situation and told you what is needed.
Which pack page do I start with?
The one matching your legal structure, because that decides whose identity and which entity records are needed. The document pack builder combines structure and security type into a single printable list.
How recent do documents need to be?
As recent as you can make them: statements to the last full month, an ATO account page from the past week or so, and the latest lodged tax return.
Ready to lodge? Start with a free enquiry
Tell us the amount, the purpose and the state you trade in. It takes about a minute, leaves your credit file alone, and goes to a person who will read it properly.
No credit check at the first step
No spray and pray
One real person